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How long will a payment take to reach my credit card account?

Usually your payment will be received within 1 working day however you will need to check this with your bank

The easiest way is by direct debit - this will be collected automatically every month and you won't miss making a payment. You can set up a direct debit by using our online account service.

The timeframes for receiving payments by alternative methods are as follows:

  • Using the online account service to make a payment using your debit card.
  • Using your bank's internet or telephone banking service.
  • By debit card using our automated telephone payment service.
  • At any UK Barclays Branch please allow 3 working days before your payment due date in cash only, or 4 working days before your payment due date by cheque or a mix of cash and cheques. At any UK branch of your bank please allow 3 working days before your payment due date in cash only, or 4 working days before your payment due date by cheque or a mix of cash and cheques - you may have to pay a fee. Please complete your bank giro credit and cheque with the exact amounts including the decimal point. Make your cheque payable to Thomas Cook Credit Card (include your name and account number), for example Thomas Cook Credit Card (A Smith 4929 XXXX XXXX 0508).  Also write your postcode on the reverse of the cheque.
  • By post - please allow at least 4 working days before your payment due date. Please complete your bank giro credit and cheque with the exact amounts including the decimal point. Make your cheque payable to Thomas Cook Credit Card (include your name and account number), for example Thomas Cook Credit Card (A Smith 4929 XXXX XXXX 0508).  Also write your postcode on the reverse of the cheque.

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