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Most commonly asked questions about: Interest & Charges

  • What fees and charges apply to my account?
  • When I use my card abroad will I incur any foreign transaction charges?
  • How do I find out about interest rates and charges?
  • Why have I been charged a late payment fee?
  • How is interest calculated on my account?
  • If I pay on the due date, will I be charged a late payment fee?
  • What is an "average daily balance" on my account?
  • Will I be charged a fee if I use my card to withdraw cash from an ATM or bank?
  • How do I avoid incurring default charges?
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